Create a hyper-realistic, stylized portrait of a young girl with large, expressive brown eyes and long, slightly tousled brown hair. She is holding a soft, fluffy teddy bear close to her chest, with a warm and cozy expression. The lighting should be soft and natural, with a warm glow that highlights her features and the texture of the teddy bear. The background is softly blurred, resembling an inviting, cozy room with subtle details like books or plush toys. The overall tone should be heartwarming, intimate, and slightly whimsical, with a touch of animation-like charm.